Yes, as the owner of a company, you may lend money to your own company. This is a common practice when the company lacks liquidity for current operations.

What does this mean in practice?

• You lend your own funds to the company. The company becomes indebted to you personally.
• The funds are at the company’s disposal. They can be used for paying invoices, purchasing goods or services, paying salaries, and other business needs.
• A written agreement should exist. To formalize the transaction, a loan agreement should be concluded between you as an individual lender and your company as the borrower. The agreement should specify the amount, repayment deadline, interest (if any), and other relevant terms.

Why do this?

• Immediate liquidity for the company
• Flexibility in setting the loan terms
• No bank approval procedure

What should you keep in mind?

• Taxes: The loan itself is generally not taxed, but any interest may be taxable.
• Repayment: The company may repay the loan in accordance with the agreement.
• Documentation: Proper accounting and legal documentation is important for tax and corporate compliance.

If you plan to lend money to your own company, it is advisable to prepare the agreement carefully and document the transaction properly.